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What Stage Is Your Small Business In? Businesses have life cycles, just like people do. And the needs of your business change over time. Tell us what stage your business is in, and we’ll show you insurance products to consider. Small business insurance from State Farm® protects you with a range of products to fit the specific needs of your business. A business owners policy from State Farm provides insurance designed for businesses like yours. So you can keep your startup protected at a competitive price.